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Super Visa insurance

Inviting your parents? Here is the insurance rule, made simple.

The Super Visa lets parents and grandparents visit Canada for years at a time — but the application needs proof of medical insurance. This page explains exactly what that means, before anyone pays for anything.

Read the full guideOpen the coverage checklist
The rules, at a glance

Four things the policy must get right

Per IRCC requirements · as of June 2026 · confirm on canada.ca before applying

Minimum coverage
$100,000

Emergency medical coverage from a Canadian insurer (or an approved foreign insurer).

Policy length
1 year

Valid for at least one year from the day your parent or grandparent enters Canada.

Must cover
Care, hospital, return

Health care, hospitalization and repatriation must all be included.

Proof
At the border

Officers can ask to see proof of paid coverage when your family member arrives.

How it fits the application

Insurance comes before the visa, not after

The proof of insurance goes into the Super Visa application itself. That means your family shops for coverage while the trip is still a plan — and the policy has to start the day they land, not the day they buy it.

Most insurers understand this and let you set a future start date, change it if the flight moves, and refund the policy if the visa is refused. The checklist walks through each of those protections in plain language.

The order of operations
1
Plan the visit
Decide roughly when your parent or grandparent will arrive.
2
Arrange the coverage
A policy with a start date matching the arrival — minimum $100,000, one year.
3
Apply with proof
The insurance certificate goes in with the Super Visa application.
4
Adjust if plans change
Move the start date or request a refund if the visa is refused.
The super visa document cluster

Every document IRCC asks for, explained

Five companion explainers, each tied to the government's own wording. Start anywhere — together they cover the whole file.

Insurance requirements
Super Visa Health Insurance: What the Government Actually Requires
What IRCC requires from super visa medical insurance: who may issue the policy, the coverage minimums, and the OSFI-authorized insurer test. Education only.
Host income
The super visa host income requirement: what the letter of invitation has to prove
What a super visa host must prove about their income, who may co-sign, and why IRCC’s minimum necessary income figure has to be read from IRCC directly.
Document translation
Getting your super visa documents translated: certified vs. uncertified translators
IRCC’s translation rule for super visa documents: what a certified translator is, when an affidavit is required, and what every translation must contain.
Letter of invitation
The super visa letter of invitation: what your host has to write, and who can sign it
The required contents of a super visa letter of invitation — income proof, family-size list, names and dates of birth — and the single relationship that may co-sign.
Proof of relationship
Super visa: proving your host’s status and your relationship to them
The two proof documents a super visa file needs: evidence of your host’s status in Canada, and evidence that you are their parent or grandparent.
Common questions

Super Visa insurance FAQ

Parents and grandparents of Canadian citizens or permanent residents applying for the Super Visa. Proof of qualifying medical insurance is part of the application — without it, the visa is refused.

Ready to go deeper?

The full guide covers costs, refunds, monthly-payment options and the questions to ask an insurer — at your own pace.

Read the full guide
Education only